Peace of mind · Family protection

Keep your financial life private while you live — but never lost after you're gone.

We don't just store your data. We ensure it reaches your family at the right time.

List your assets. Name your nominees. Prumaa delivers everything to them automatically — only when they truly need it.

🔒 No passwords stored💓 Monthly heartbeat👁️ Nominees see nothing🛡️ Guardian protection

Prumaa is NOT

A document storage app
A password manager
A place to upload files
Visible to your family right now

Prumaa IS

A delivery system for your family
A map of where your assets are
Locked until something happens to you
Automatically triggered — no manual action needed
0Cr+

sitting unclaimed in Indian banks alone

Don't let your hard work become an unclaimed asset.

🏦

Forgotten Accounts

Old savings accounts, FDs, and investments opened years ago — forgotten when jobs or cities changed.

📱

Outdated Contacts

Address or phone changed but never updated with banks or insurers. Maturity alerts never arrive.

📄

Lost Documents

Paper passbooks, policy bonds, share certificates — misplaced over the years. No document, no claim.

👤

No Nominee on Record

Nominee not registered, or family unaware of assets. Heirs struggle to identify or access funds.

Source: RBI Annual Report, March 2024

How It Works

Simple enough for anyone. Powerful enough to protect everything.

01

List Your Assets

Tell us where your money is.

"My SBI savings account. Documents in home safe, 2nd drawer."

No passwords. No uploads. Just location.
02

Name Your People

Who should know about each asset?

"My LIC policy → my wife. My demat account → my son."

Each person sees only what's assigned to them.
03

Monthly Heartbeat

Once a month, we ask: "Are you okay?"

You get a WhatsApp message. Tap ✅ Yes. Done. Takes 3 seconds.

Your vault stays locked. Your family sees nothing.
04

Emergency Trigger

No response for several days?

We send reminders. If still no response → your family gets the map.

Each person receives only their assigned assets.
05

Guardian Safety Net

What if both you AND your nominees are unreachable?

Your Guardian — a parent, sibling, or CA — receives everything.

The final safety net for your children.

The Heartbeat That Protects Your Family

Once a month, we send you a simple message. One tap to confirm you're safe. Your vault stays locked.

Works on WhatsApp, SMS, or Email
Multiple reminders before any trigger
Pause anytime — vacation, travel, no problem
Your nominees are never notified unless you don't respond
9:41
PRUMAA
Heartbeat Check-in
Heartbeat active

Built on Trust

Three promises we keep. Always.

No Passwords. Ever.

We only store where your assets are — not how to access them. Your bank login stays yours.

Nominees See Nothing

Your vault is completely invisible to nominees until the emergency trigger fires. Zero visibility before that.

You Control Everything

Change nominees, update assets, pause check-ins, delete your vault — all in your hands, always.

What Families Are Saying

Real reactions from real people.

I never realized how difficult it would be for family members to locate financial information during emergencies. This made me think seriously.

R

Rajesh M.

Father of two, Mumbai

As a mother, this gave me peace that my daughter won't struggle to find important documents.

S

Sunita P.

Working professional, Pune

Simple idea, but emotionally very important.

V

Vikram S.

Business owner, Delhi

10 min
Average setup time
₹74,000 Cr+
Unclaimed in India
3 layers
Family protection
FAQ

Frequently Asked Questions

Everything you need to know about protecting your family with PRUMAA.

Your family deserves to know.

Set up your vault in 10 minutes. Free forever for up to 5 assets.

No credit card required · Cancel anytime · 500+ families already protected